#6) Reduce expenses on the rest of your personal spending
Cut out the Vices (Smoking, Drinking, etc.)
There are plenty of ways to manage stress, have fun, and keep a positive outlook on life without spending money on those items – just do it!
Groceries
Make a list before you go! Studies say up to 70% of impulse purchases happen when shopping for groceries takes place when you don’t have a defined list to work off of. Also, use coupon/rebate apps to cut down on costs and/or earn cashback! Ibotta, Checkout 51, Paribus, etc. are all free and all are easy to use!
Online Purchases
If you DON’T NEED it, DON’T BUY it! However, if you really want to purchase an item, wait 24-48 hours after you put that item in your online shopping cart. Many times online retailers will email you rebates/discounts as items sit in your cart. Not only will this potentially save you money, but you may decide you don’t really NEED that item in the first place after the initial excitement of purchasing it wears off!
Preventative Maintenance (for your personal life!)
You’re already a pro at preventative maintenance on your truck, why not take the same disciplined approach for the rest of the belongings in your life? Take care of your home, your vehicles, and your appliances! Build time into your schedule to take care of your things, so that you don’t have to spend money to fix them or you don’t have to take additional time off to fix them.
Finally, consider decluttering your home by selling or donating
There are many online marketplaces where you can sell your items. And, there are many people/families who are in need of a lot of items. If you’d like to give back, folks would be extremely grateful for your kindness!